Worried Your Company May Be Insolvent?

Answer a few short questions to receive a personalised initial result showing the warning signs that apply, how serious the position may be and what your company may need to do next.

Financial pressure does not always mean that a company is insolvent. This check helps you understand the position more clearly.

Takes around two minutes
Estimates are fine — no accounts required
Your answers are treated confidentially
No credit check or Companies House search

Takes around two minutes · Personalised result · No obligation

Prefer to speak to someone now? Call 0800 074 6757 for a confidential conversation.

Helping UK company directors since 2007. Formal insolvency work is handled by licensed insolvency practitioners regulated by the Insolvency Practitioners Association.

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This check identifies common warning signs and provides initial guidance. It is not a formal insolvency opinion.

Can the company currently pay its bills when they fall due?

Yes, but only with difficulty
Some payments are already late
No, it cannot pay everything
I’m not sure

Which of these are happening now?

Select all that apply.

HMRC payments are overdue
Payroll may not be met
Suppliers are chasing or reducing credit
The bank account or overdraft is at its limit
Personal funds are keeping the company going
None of these

Which Best Describes the Company’s Overall Financial Position?

The company’s cash and assets are worth more than everything it owes
The company’s cash and assets are worth about the same as everything it owes
The company owes more than its cash and assets are worth
I’m not sure

Roughly how much does the company owe in total?

Under £10,000
£10,000–£25,000
£25,000–£50,000
£50,000–£100,000
£100,000–£250,000
More than £250,000
I’m not sure

Do any of these apply?

Select all that apply.

I have signed a personal guarantee for company borrowing
The company has received a statutory demand, winding-up petition or enforcement notice
The company has stopped trading
The company cannot pay everyone and I am having to decide which creditors to pay
None of these

Your Result Is Ready

Enter your details to view your personalised result and receive a copy by email.

First name

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Would You Like Someone to Talk Through Your Result?

Yes, please call me I would like a confidential call about my result.
No, email only Send my result by email. No call will be made.

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Your result will be sent immediately. A call will only be made if you request one.

Your details are treated confidentially. Company Debt has helped UK company directors since 2007, with formal insolvency work handled by licensed insolvency practitioners.

Prefer to speak now? Call 0800 074 6757.

Warning Signs Identified

What to Do Now

What a Professional Review May Consider

These are possible routes rather than recommendations. The appropriate option depends on a review of the company’s full financial position.

This assessment has been developed with input from licensed insolvency practitioners, including Chris Andersen.

Speak to Someone About Your Result

Request a Confidential Call

Prefer to speak now? Call 0800 074 6757 for a confidential conversation about your result.

This screening result is based on the answers provided. It identifies warning signs but is not a formal determination of insolvency.