I Have No Knowledge of this Debt Template Letter

Reviewed by

Chris Andersen

Reviewed by Chris Andersen

Chris became an Insolvency Practitioner in 2014 and is currently regulated by the IPA.

He is experienced in contentious insolvency with excellent analytical skills and strong knowledge of both general and technical insolvency matters.

Meet Our Experts

15th April 2024

Use this letter to tell a creditor that they have made a mistake in sending you a letter.

You can choose to send a letter in your own name or in joint names.

“Prove the debt” Letter Template

Dear Sir/Madam

Dear {{ADD NAME }}

I am writing to you as a director of {{name of your company}} and in response to your request for payment. 

This letter is to inform you that we do not owe this debt, have no knowledge of its existence and so you have contacted {{name of your business}} in error. Should you continue to believe that we have responsibility for this debt then you must send evidence of liability for it.

If you have provided any details of this debt to a credit reference agency file then we require details of this and you must inform them that this debt is disputed and unless you can provide evidence that it is owed, this information must be removed from the file. 

I await confirmation from yourselves that this matter is now closed. 

I look forward to hearing from you.

Yours faithfully,

{{Include your full name*}}