Use this letter to request your debt be written off.

You can choose to send a letter in your own name or in joint names. You may have a debt in joint names, or want to write to your creditors together because you have worked out a joint budget.

Sample - Write off my debt
  • Fill in your contact details, account number and any extra information you want to include in the grey shaded areas.
  • Today’s date will be added automatically.
  • Sign each letter and enclose a copy of your budget if needed.


{{Name of the Organisation}}

{{Their Address}}

{{Their Postcode}}

{{Your Address Line 1}}

{{Your Address Line 2}}

{{Your Postcode}}

Dear Sir/Madam,

Account No: {{Your account or reference number*}}

I am writing to you about the current situation of our debt.

The current situation is bringing extreme financial hardship to our business.

We would be grateful if you would consider writing off the outstanding debt owing. 

We have always been very responsible concerning our financial responsibilities. Unfortunately, the circumstances are so bad that we cannot maintain any payments at the moment.  Please consider these factors when making your decision.

Our situation is very unlikely to improve in the future and our continued high debt level may have serious consequences on the very state of our business.

We would be grateful if you would seriously consider our request to write off the debt.

I look forward to hearing from you.

Yours faithfully,

{{Include your full name*}}