Insolvency and Business Rescue for the Automotive Sector
The motor trade runs on thin margins and expensive stock. A dealership funds its forecourt through finance, a workshop lives on labour rates and parts,...
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Sectors
Insolvency and Business Rescue for the Care Home Sector
Care homes are caught between costs that keep rising and fees that often do not. Staffing is the largest cost and cannot be cut without...
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Insolvency and Business Rescue for the Charity and Non-Profit Sector
Charities are being squeezed as demand for their help rises while the income to provide it falls. Grants and donations have tightened, costs have climbed,...
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Insolvency and Business Rescue for the Childcare Sector
Nurseries are caught between the cost of caring for children safely and the funding that pays for much of it. Staff-to-child ratios set the wage...
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Insolvency and Business Rescue for the Cleaning Sector
Commercial cleaning is a low-margin, labour-heavy business where the biggest cost, wages, keeps rising and cannot be passed on until a contract comes round again....
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Insolvency and Business Rescue for the Construction Sector
Construction is a high-turnover, low-margin business, and much of what puts a contractor under is decided by other people. Payment comes late and in stages,...
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Insolvency and Business Rescue for the Energy Sector
Energy is not an ordinary business to fail. When a licensed supplier goes under, homes cannot be left without power, so the sector is governed...
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Insolvency and Business Rescue for the Entertainment Sector
The entertainment sector has become very hard to run at a profit. Live music venues, nightclubs, theatres and cinemas carry high fixed costs for property,...
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Insolvency and Business Rescue for the Events Sector
Event businesses take much of their money long before the event happens and spend it just as early, which is what makes them fragile. Deposits...
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Insolvency and Business Rescue for the Fish and Chip Sector
The traditional fish and chip shop is under more cost pressure than at almost any point in its history. The price of cod and haddock,...
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Insolvency and Business Rescue for the Garden Centre Sector
Garden centres carry the fixed costs of a large retail site all year while earning most of their money in a short spring season. Heating...
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Insolvency and Business Rescue for the Gym and Fitness Sector
A gym carries heavy fixed costs, the lease, the energy, the staff and the finance on the equipment, against income that depends on members who...
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Insolvency and Business Rescue for the Haulage Sector
Haulage runs on fine margins against costs an operator barely controls, and the regulator can stop you before any creditor does. Fuel is about a...
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Insolvency and Business Rescue for the Hotel Sector
A hotel carries a very large fixed cost base, the building, the energy, the staff and often the finance on a refurbishment, and earns against...
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Insolvency and Business Rescue for the Independent School Sector
Independent schools have moved, in a short space of time, from a stable model to a genuinely precarious one. Fees now carry 20% VAT, the...
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Insolvency and Business Rescue for the Laundry and Dry Cleaning Sector
Dry cleaning has become a difficult business to operate profitably. Demand for formal workwear has fallen, while the cost of running the premises, heating the...
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Insolvency and Business Rescue for the Leisure Sector
Leisure businesses take much of their money in advance and carry high fixed costs all year, which is a difficult combination. Holiday parks, attractions and...
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Insolvency and Business Rescue for the Manufacturing Sector
Manufacturing has spent the last few years absorbing costs it cannot fully pass on. Energy-intensive production met the energy price shock head-on, raw materials and...
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Insolvency and Business Rescue for the Professional Services Sector
Professional firms, accountants, solicitors, consultancies and agencies, carry their costs in people and their value in work that is often billed long after it is...
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Insolvency and Business Rescue for the Property Sector
Property has been one of the hardest sectors to fund since interest rates rose. Development finance and mortgages cost far more than they did, the...
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Insolvency and Business Rescue for the Recruitment Sector
Recruitment agencies live and die by cashflow timing. A temp or contractor desk pays its workers weekly but waits weeks or months to be paid...
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Insolvency and Business Rescue for the Restaurant Sector
Restaurants operate on some of the thinnest margins in business, and almost every cost has risen at once. Food and energy prices climbed steeply, wages...
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Insolvency and Business Rescue for the Retail Sector
High-street and independent retail has been squeezed from every side. Footfall has moved online, rent and business rates stay high, energy costs rose sharply, and...
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Insolvency and Business Rescue for the Taxi and Private Hire Sector
Taxi and private-hire firms run on thin per-mile margins and expensive, financed vehicles, and a change in the rules can hurt as much as a...
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Insolvency and Business Rescue for the Travel Sector
The travel business runs on other people’s money, and that is exactly what makes it fragile. A tour operator or travel agent takes payment for...
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